Ah yes, another year has come and gone. Let’s take a look at my annual top pictures from 2016! I typically do top a 10, but this year I’m expanding it to 12; there is just too much good stuff not to share it.
Once again I wish to say a heartfelt Thank You to all who chose me to have your back during the stress of buying a house. It’s a responsibility and an honor that I do not take lightly, and I can’t thank you enough. To those of you who didn’t choose me….shame on you. Really, shame on you.
Happy New Year! Here’s to making 2017 the best yet!
If you missed my Best of 2015, click the button and check it out now.
Yep, you SHOULD attend your home inspection.
You’ve called around. You’ve done your due diligence, or maybe you’ve gone with your realtor’s recommendation (see why that can be a bad idea here What you don’t know about hiring a home inspector) and you think you’ve found the home inspector you want to use in the purchase of the single biggest investment of your life.
You ask, “Should I be there for this?” Because, in the back of your mind, you’re thinking…I need to take off work, get a sitter for the kids…reschedule the dentist appointment…
“Nah,” the inspector replies, “Not necessary. You’ll get a report.”
Lace up those Nikes. Run away from that inspector. Run fast.
Because yes. You SHOULD be at your inspection. Here’s why.
I need to know your specific needs.
Yes, there are a laundry list of things that I look for on every house, and many things that I look at thoroughly, regardless of your specific situation. Things like the roof, and the condition of those wood windows.
But your life situation may make some things more important to you in this house than others. Are you planning on remodeling, in which case the fact that the wood windows are rotten is no big deal to you. But you didn’t plan for a new furnace and a/c unit in the next few years…
Knowing your situation helps me pinpoint my inspection to your specifications. I will still point out all the issues I find, but I’ll pay special attention to those that will highly impact you and your family. The inspection process is never a one size fits all kind of thing with me.
I can customize your report
I customize and individualize every report for every house I do. Each report is full of pictures and information detailed for your house. However, if you are there with me as we do the inspection, I can reference our discussion in the report. If we talk about specific things, I can add links for more information to those topics.
I’ll also be able give you suggestions for future actions to take, if we have been in conversation during the inspection.
I Can Point Out the Big Stuff
When my clients are present at an inspection, we always do a walk-through, where we talk about what I’ve found. They have come back again and again remarking that this experience was invaluable time spent. Yes, they have the report that they can keep forever as a reference, but they also have the experience of walking with me and discussing the issues face to face. This is also helpful because I can let you know that some of those things that might look scary to you (like a crack in the basement wall that is in 99% of homes) is really nothing to worry about. You wouldn’t know that if you weren’t at the inspection with me.
The whole process should never feel like a technicality if you choose the right home inspector. I make it as fun and educational as it can be. The things you will learn about your new house will serve you for years to come.
Don’t Sweat It!
If you absolutely cannot attend your inspection because you live out of town, don’t panic. A good inspector (like yours truly) will work with you to find ways to make sure you know everything you need to know about your house. Technology is on your side. But be vigilant, and ask questions. I Skype, G+ Hangout, or have lengthy phone conversations with my out of town folks on a weekly basis. It’s not uncommon for me to be on the phone at 10pm my time, because my buyer is on the West coast, and he just got off work. Sometimes you do what you’ve got to do.
Attending your home inspection is one of the most important things you can do during the home buying process. At times, it may seem tedious, and people may tell you it’s not necessary, but remember that when it’s all said and done, the person signing those mortgage payments every month? That’s you.
I’m a bit later than I wanted to be getting this written, but hey, better late than never. If you missed the first part of this post you can see it here: Best of Home Inspections 2014. So without further ado, the second half of the Best of the Worst pictures of 2014.
A waterfall in the crawlspace – This house was about 15 years old. This was the 3rd person selling it. What you are looking at is the master shower that was NEVER connected to the home’s plumbing. It has been dumping shower water under the house since the day it was built. How many other inspectors missed this little gem because it was in a tight spot that took a bit of extra effort to get to? And do you know what I had to craw through to see it? Go on…tell me you’ve never peed in the shower.
NEW Insulation in the Attic – That is what the listing boasted. In fact, the buyer even commented to me on how this flipper (not the dolphin) did everything just right. I may be a bit cynical, but I have never seen a flipped house “done right.” When I climbed through the tiny hole in the ceiling to get into the attic I saw this pile of batt insulation (the worst possible choice for attic insulation, mind you). Well…in the sellers defense, there was new insulation in the attic, it just hasn’t been installed yet.
Leaning Crawlspace Tower of Pisa – Truth be told, I could make one of these post every week with the crap I find in crawlspaces alone. This beauty was in an old house, circa 1900. There were probably a dozen or so of these wonderfully crafted modern marvels scattered throughout. What do you say other than “Um…no.”
Air filters are important – Who doesn’t like clean, fresh air? The people who owned this house, that’s who. This was a 10yr old gas furnace that I don’t think has ever had a filter installed it. I was getting very little air flow out of it and when I took the unit apart I found this fan so clogged with crud it could barely draw the air through it.
Casting a shadow – It doesn’t hurt to turn off your ceiling fans every few years and wipe them down. The dust on the edge of this fan blade was nearly 3/4 inch thick. So fellas, the next time you start to catch heat about not pulling your weight in the house cleaning department, just show the them this pic and point out how it could always be worse.
My last and final picture is not of a house, but of a fortune cookie message I received a few weeks ago. It only took 30 years to get one that actually made sense.
I’ve got enough pictures to write a novel of funny, awful, and scary things I’ve found during my home inspections, and I’ve already started compiling my list for next time. I had record numbers in 2014 because of you and the trust you put in me. I love what I do, and I love helping people. Thank you for choosing ABI.
Another year older, one or two more gray hairs found, and a stack of pictures to choose from. It’s hard to whittle it down to just a handful, but I selected the top 10 problems found during home inspections this year. A Cold Fireplace – This is a picture from a one year old home. The owners […]
I got a phone call this week from a listing agent about a home I inspected a few days prior. Now, getting phone calls from Realtors that have questions about a particular item on a home inspection report is nothing out of the ordinary. But this call was different. This guy was angry. He was angry that the buyer had decided to not purchase the house based on my findings during the home inspection. Again, this is nothing out of the norm; it happens. It was the way this particular Realtor came at me that made the conversation memorable.
The Bat-Phone Rings.
Me: ABI, this is Ben speaking.
Realtor: Yes, this is David (names have been changed to protect the not-so-innocent) with [some national company]. You inspected one of my listings a few days ago and I had a few questions.
Me: Sure David, fire away.
Realtor: I’m not sure who you thing you are, but you caused this deal to fall through, and this report you gave out is one of the most inflammatory things I have ever seen in 30 years in real estate.
Me: Um….OK. How so?
Realtor: You scared this poor young buyer to death.
Me: Oh, yeah? He didn’t seem frightened the last time I spoke with him. In fact, he seemed to be thankful that he had more info than before.
Realtor: Three days ago everything was fine, and then you showed up and everything fell apart. You should be ashamed of yourself.
Me: Ashamed? Not in the least. I did my job to the best of my ability. If in doing so, your deal fell apart; sorry, it happens.
Realtor: Well I will make sure no one in my office ever recommends you or anyone from your company.
Me: That’s too bad. It sounds like you guys could use a real home inspector instead of the flunkies you’re currently recommending.
Realtor: My home inspector doesn’t cause problems like you. He makes sure things go smoothly.
Me: Of that I have no doubt.
This is not the first time I have gotten a call like this. It typically happens once a year or so. But it struck a nerve this time around and I felt the need to vent a bit. Why should I “be ashamed of myself?”
Slammed for doing a good job.
Most of the time my job revolves around the negative side of things. People pay me to look at a house and tell them what is wrong with it. I’m pretty good at doing this. But all negativity does bring you down after awhile. Take this guy for example. He thinks I am the scum of the earth. He thinks I single-handedly caused his sale to fall through. But why does he believe this? I didn’t build the house. I didn’t neglect it for years. I didn’t try and cover up all the damage with a quick once over. All I did was point out the issues; I didn’t create them.
Yet to him, I am the villain.
And that is OK.
Because I don’t work for him. It’s not my job to make sure he gets his commission. It’s not my job to make sure he meets his quota. It’s my job to make sure that my client is as informed as he can be in order to make the best decision he can for himself and his family.
I have a very thick skin, and I don’t let much of anything get to me. So I’ll wear this badge with pride. I’ll continue to fight the good fight. I will not sell my morals. I will not turn a blind eye to anything to facilitate the transaction. I will not go gentle into that good night….too much? Yeah, too much.
I’m seeing a trend lately with home buyers. Lots and lots of people are looking to buy a house in the 15 year old category. 15, give or take a few years. But buying a house in that age range can be the kiss of death. Because almost every big ticket item within a house has a lifespan of…you guessed it…about 15 years. And that can be a big hit to your pocketbook.
Most homes in my area are asphalt shingles. One of the biggest misconceptions in the industry is how long shingles really last before they need replacing. Shingles are rated and sold in years: 20, 25, 30, and so on. Very, very few actually last that long. Usually, shingles last 75% of their marketed lifespan. So a 20-year shingle will net you 15 years, or close to it. Most homes have 20-25 year 3-tab shingles. If you follow that 75% rule and are looking to buy a 15-year old home, you’ve got just a few short years before it will need a roof if it doesn’t need one already. Much of a shingle’s life depends greatly on location and exposure. If the home sit in the sun all day with no shade, the shingles will dry out sooner than a home that is tucked away in the woods.
No pleasure, no rapture, no exquisite sin greater… than central air. Remember the movie Dogma? No? Never mind. We are a culture who base our buildings’ HVAC design on heating. The A/C is an afterthought. But ask anyone in Louisville, KY in August what’s important. A/C will be the answer. A central air conditioner is a piece of equipment that has an average lifespan of 15 years. Could you get more out of it? Sure. But I call those blessing machines. Every time it comes on is a blessing. Many folks know the sting of having a unit go out before its time. My old Goodman died at only 9 years old in the middle of a sweltering July. It happens.
It’s not uncommon for a gas furnace to last longer than 15 yrs. I see lots of 15-20 year old furnaces. However that 15 year number is considered the average lifespan. If you are lucky enough for your A/C to last 15 years or so, you’ll be faced with the decision of replacing it by itself and leaving an old furnace, or doing a complete upgrade and getting a new furnace as well. Most HVAC companies offer a discount if you get both new furnace and A/C at the same time. In my book, it only makes sense to pull the trigger on both pieces at the same time, especially if you are past that 15 year mark.
Most water heaters never make it to the 15 year mark, but some do. Leaving a water heater in place until it fails is never a good idea. It is the one device that can actually cause damage to your home when it dies. If you have a water heater older than 10-12 years, take a close look at it. If it’s starting to rust and corrode, it’s time to replace. If you wait until it dies or starts to leak before replacing, it could cost you twice as much…because in addition to the cost of the heater, you’ll be repairing water damage as well.
It is important to remember that all of these numbers are averages. I’ve seen 30 year old furnaces still working, and water heaters replaced after 6 years. But as you search for your new home, pay attention to the age of the mechanics and the roof. Pay attention to the sellers’ disclosure as well. The age of all of these items should be stated there. Sometimes sellers have these marked as “unknown,” which usually means “It’s old, but I just don’t know how old.” It happens a few times a month during my home inspections in Louisville – potential buyers get that wide eyed look of fear when I tell them they need to plan on replacing many of these components soon. If all of those purchases hit you at once, you could easily be looking at $20,000.00 in cost. It’s a scary number for sure, and it’s not something you want to get caught with.
So your real estate agent just called and said you have an accepted offer on that new house. Congratulations! And oh, by the way, you have 7 days to get an inspection. Better get on the horn pronto and find a home inspector.
This is an all too familiar scenario for lots of folks. But do you just blindly pick a inspector and hire the first guy you can to come out to the house? Not unless you like burning money.
1. An inspector is an inspector, right? Not even close. The difference in knowledge between home inspectors is staggering. Don’t even think about hiring someone who hasn’t been inspecting for years. The schools that “teach” home inspectors are mostly a joke, and they send new guys out with just enough information to be dangerous. They teach to the test to keep their success rates up. The real knowledge for home inspectors comes from experiences in construction trades and actually inspecting houses. An inspector will start to know what he’s doing around the time he hits house #500. The last thing you want is to be one of the houses he is learning on.
2. Stay away from the cheap guy.
At first it will seem like a good idea to call around , find the guy who gives you the cheapest price, and hire that inspector. That’s not a good idea. In fact, it’s a really bad one, for a couple of reasons. 1. Typically, the cheap guy is the new guy (see reason #1 on why you don’t want him) or 2. Most cheap inspectors are volume inspectors. They charge less, but do as many as 3-4-even 5 houses in a day. How much time and care do you really think they’ll be spending on your new home when the clock is ticking to get to the next job?
3. Avoid the Minimalist.
Some inspectors like to do just the basics. They keep to the letter of the law, and do as little as possible for you. No roof walking, getting in attics, or crawlspace crawling. These bare minimum guys are the kind of inspectors who really do you no good at all.
4. Be cautious of who your Realtor recommends. Better yet, find your own inspector.
Most folks are hardworking and honest people (at least I want to believe that). You hope that your Realtor has your best interests in mind. But remember that at the end of the day, your home purchase is a huge investment for you…and a payday for your Realtor.
Be cautious about taking a blind recommendation on an inspector from your Realtor. Do your own research.
As an inspector, I am rarely recommended by Realtors. Why? I am often told by agents that my reports are too picky, too “lethal”, or that I’m nothing more than a “deal-killer” (yes, that is a real term used throughout the business). But when that Realtor is buying her own house, or is helping a family member do so, I magically get the call.
The point being that if you were buying a used car, would you take it to the salesman’s mechanic to look it over for you? Of course not. There is usually an inherent conflict of interest when it comes to agents who recommend a particular inspector.
5. You should be asking questions about more than just the cost of the inspection.
There are lots of questions you can ask to weed out the bad eggs when it comes to inspectors. Ask things such as, “How long will the inspection take?” “How many houses do you inspect a day?” “Will you crawl through the attic?” “How about walking on the roof?” “Do you actually go into the crawlspace?”
I get 15 calls a week where the first thing that comes from the caller’s mouth is “How much?” That is the wrong question to ask. What you really want to know is how knowledgeable and intelligent this person is, not how cheap. Don’t fall into the price trap. The truth is, the difference in price between the best and worst inspectors is comparable to the cost of a dinner out.
You are about to purchase a $200,000 house. Where would you rather spend that $50 bucks?
There is a direct correlation between what an inspector will do and what he charges. I’ve looked at hundreds of homes that would have cost the buyers tens of thousands of dollars had they not hired me to actually crawl around and get dirty for them. The big problems are almost always hidden, and your inspector must be willing to go where the others won’t in order to find them.